Changing lives since 1972
Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing.

Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.

Credit Acceptance is publicly traded on the NASDAQ under the symbol CACC.

Credit Acceptance makes a difference

Credit Acceptance takes pride in being a service-oriented Company, supporting a variety of charitable groups through volunteer efforts and charitable contributions. We have a dedicated Great Place to Work Community Service Committee. Any team member can ‘champion’ an event or activity to help a cause near and dear to them. The committee evaluates all ideas and runs with those we feel can make the biggest difference in our community, and in the pride our team members feel coming to work every day.

We're hiring.

Join the award winning Credit Acceptance Team!
Credit Acceptance is currently the 10th largest used car finance company in the U.S. (based on 2021 Experian data). With over 1,000 team members hired last year, we are rapidly expanding nationwide and have a variety of job opportunities ranging from Outside Sales, Technology, and Call Center Operations to Corporate Support.

We are passionate about providing car dealers with a finance program that helps people with credit problems finance a car, and this passion motivates us to work our hardest every day. Working together as a team has resulted in many national workplace awards.

You'll love it here

• Culture- Our unique culture of listening and camaraderie stems from our PRIDE values.
• People- We’re great to work with and passionate about what we do.
• Results- Our outstanding performance speaks for itself
• Awards- 92% of our team members believe this is a Great Place to Work. Our list of national workplace awards is large and growing.